Saving and investing are very important topics! How savers and investors (as providers of capital), and users of capital (like companies and governments) interact forms the basis of a very large part of the society that we live in today. This interaction allows companies to raise capital to build factories, create jobs, and deliver better products. It is this interaction that allows us to enjoy many of the things that we enjoy today. And this interaction allows savers to compound and grow their money by earning a return for making it available. Furthermore - stocks, bonds, interest rates, equity and other financial topics surround us in the press, on TV and in conversation all day long – without knowledge of this subject, a huge part of the world just passes us by! Perhaps most importantly, without some knowledge of this subject, we are unlikely to achieve our saving and investing dreams!!

• If done properly, it allows money to grow;
• Consistent saving allows sums to be amassed that it would never be possible to save with a single action;
• It can be very lucrative, and be a key element of becoming rich;
• It creates a financial ‘cushion’;
• It can mean paying less tax because the government wants us to do it;
• Without investment our financial system would break down;
• By allocating some capital actively, it allows us to provide capital where we think it should go, and not in areas where we think it is not deserved, thereby making us a participant in the financial system;
• It is a key element of companies and governments getting access to funding that allows them to provide services, products and jobs for society;
• By understanding the subject once, we will have demystified are very large part of the world around us.

The beautiful thing is that it is not hard if we get the complete picture once – furthermore a large part of saving and investing can ultimately even be automated.